The previous owner had suffered in an automobile vs bicycle accident (he was on the bike) and had not been able to tend to her. When he was able to get back to her she was a mess with 8 inches of water and diesel fuel floating above the floor, destroyed cushions and the resulting mess that a boat sunk that has sunk on land.
Add to that the fact that Isabel had done some cosmetic damage to the hull.
All in all, compared to some other boats in the bay after Isabel, Karma got off easy.
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